HSBC Live+ Credit Card 2026 – Eligibility, Cashback, Fees & Apply Online
HSBC Live+ Credit Card ek cashback credit card hai jo dining, food delivery aur grocery spending par accelerated cashback ke saath aata hai. Is card mein eligible spends par cashback ke alawa selected spends par unlimited cashback aur airport lounge access jaise benefits bhi milte hain.
HSBC Live+ Credit Card Highlights
| Feature | Details |
|---|---|
| Card | HSBC Live+ Credit Card |
| Dining, Food Delivery & Grocery Cashback | 10% cashback, up to ₹1,000 per month |
| Other Eligible Spends | 1.5% unlimited cashback, exclusions apply |
| Joining Fee | ₹999 |
| Annual Fee | ₹999 |
| Annual Fee Waiver | ₹2 lakh annual spending par |
HSBC Live+ Credit Card Cashback
HSBC Live+ Credit Card ka main attraction iska cashback structure hai. HSBC ke according dining, food delivery aur grocery spends par 10% cashback mil sakta hai, jiska maximum cashback ₹1,000 per month tak hai.
Iske alawa most other eligible spends par 1.5% unlimited cashback milta hai. Cashback categories aur exclusions bank ke terms and conditions ke according apply hote hain.
10% Cashback Kin Spends Par Milta Hai?
- Dining
- Food delivery
- Grocery spends
10% cashback ka maximum monthly cashback ₹1,000 hai. Isliye eligible categories mein ₹10,000 ka eligible spend karne par maximum ₹1,000 cashback mil sakta hai, subject to applicable terms and exclusions.
1.5% Cashback
Most other eligible retail aur selected spending categories par 1.5% unlimited cashback available hai. Har transaction cashback ke liye eligible nahi hota, isliye application se pehle latest terms check karna important hai.
HSBC Live+ Credit Card Eligibility 2026
HSBC Live+ Credit Card ke liye applicant ko bank ke eligibility criteria ko meet karna hota hai.
- Salaried age: 18 se 65 years
- Self-employed age: 25 se 65 years
- Salaried minimum annual income: ₹6,00,000
- Self-employed minimum annual income: ₹12,00,000
- Residency: Applicant Indian resident hona chahiye
HSBC ki current eligibility information ke according card selected Indian cities mein residents ke liye available hai, jisme Mumbai, Delhi NCR, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Jaipur, Lucknow, Nagpur aur kuch other listed cities shamil hain.
HSBC Live+ Credit Card Joining & Annual Fee
Joining Fee: ₹999
Annual Fee: ₹999
HSBC ke current information ke according agar cardholder ek saal mein ₹2,00,000 se zyada spend karta hai, to applicable annual fee waive ho sakti hai.
HSBC Live+ Credit Card Documents
Application ke time bank applicant se documents maang sakta hai. HSBC ke according salaried applicants ke liye latest salary slip required ho sakti hai. Identity proof, address proof aur PAN card jaise documents bhi application process mein required ho sakte hain.
- Latest salary slip – salaried applicants
- Identity proof
- Address proof
- PAN card
Bank application ke dauran additional documents bhi maang sakta hai.
HSBC Live+ Credit Card ke Benefits
1. Dining Cashback
Dining aur food delivery eligible spends par 10% cashback mil sakta hai, monthly cashback cap applicable hai.
2. Grocery Cashback
Eligible grocery spending par bhi 10% cashback available hai, ₹1,000 monthly cashback cap ke subject to.
3. 1.5% Unlimited Cashback
Most other eligible spends par 1.5% unlimited cashback available hai, applicable exclusions ke subject to.
4. Airport Lounge Access
HSBC Live+ Credit Card ke saath complimentary domestic airport lounge visits ka benefit bhi available hai. Current HSBC information ke according 4 complimentary domestic airport lounge visits per year, one per quarter, available hain.
5. Annual Fee Waiver
₹2 lakh annual spending complete karne par ₹999 annual fee waive ho sakti hai.
HSBC Live+ Credit Card Welcome Benefits
HSBC ki current offer information ke according eligible new cardholders ko kuch welcome benefits mil sakte hain. Offers ke liye specific conditions aur transaction requirements apply hoti hain.
- HSBC India Mobile Banking app download aur login karke first 30 days mein ₹20,000 spend karne par ₹1,000 cashback offer available hai.
- Card activate karne ke liye ₹300 ya usse zyada ki single transaction par eligible customers ko selected voucher benefit mil sakta hai.
- Online apply karke Video KYC complete karne aur card receive karne par ₹250 Amazon eGift Voucher offer available hai.
Note: Welcome offers time to time change ho sakte hain aur terms & conditions apply hoti hain.
HSBC Live+ Credit Card Kiske Liye Useful Hai?
Agar aapka monthly spending dining, food delivery aur grocery par zyada hota hai, to HSBC Live+ Credit Card consider kiya ja sakta hai. Is card ka cashback structure especially un users ke liye useful ho sakta hai jo eligible categories mein regularly spend karte hain.
Agar aap saal bhar mein ₹2 lakh se zyada eligible spending kar sakte hain, to annual fee waiver bhi card ki overall value ko improve kar sakta hai.
HSBC Live+ Credit Card Apply Kaise Kare?
HSBC Live+ Credit Card ke liye online application start karne ke liye neeche diye gaye Apply Now button par click karein.
Application submit karne se pehle apni age, income, city eligibility aur required documents check karna zaroori hai. Credit card approval HSBC ke internal assessment aur eligibility verification par depend karta hai.
HSBC Live+ Credit Card – Pros & Cons
Pros
- Eligible dining, food delivery aur grocery spends par 10% cashback
- 10% cashback par ₹1,000 monthly cap
- Most other eligible spends par 1.5% unlimited cashback
- Domestic airport lounge access
- ₹2 lakh annual spending par annual fee waiver
Cons
- Joining fee ₹999 hai
- Annual fee ₹999 hai agar waiver condition meet nahi hoti
- 10% cashback sabhi transactions par available nahi hai
- Eligibility city, income aur applicant profile par depend karti hai
HSBC Live+ Credit Card FAQs
HSBC Live+ Credit Card ki joining fee kitni hai?
HSBC Live+ Credit Card ki joining fee ₹999 hai.
HSBC Live+ Credit Card ki annual fee kitni hai?
Annual fee ₹999 hai. ₹2 lakh annual spending complete karne par applicable annual fee waive ho sakti hai.
HSBC Live+ Credit Card par kitna cashback milta hai?
Eligible dining, food delivery aur grocery spends par 10% cashback, maximum ₹1,000 per month tak, aur most other eligible spends par 1.5% unlimited cashback available hai.
HSBC Live+ Credit Card ke liye minimum salary kitni honi chahiye?
Salaried applicants ke liye minimum annual income ₹6 lakh aur self-employed applicants ke liye minimum annual income ₹12 lakh hai.
Kya self-employed person HSBC Live+ Credit Card ke liye apply kar sakta hai?
Haan, self-employed applicants apply kar sakte hain, lekin applicable age, income, residency aur other eligibility requirements ko meet karna zaroori hai.
Kya HSBC Live+ Credit Card sabhi cities mein available hai?
Nahi. HSBC ki current eligibility information ke according card selected Indian cities ke residents ke liye available hai.
HSBC Live+ Credit Card ke liye apply kaise kare?
Aap online application process start karne ke liye upar diye gaye Apply Now button par click kar sakte hain.
Important Disclaimer
Credit card approval guaranteed nahi hai. Final approval HSBC Bank ke eligibility criteria, income, credit profile, verification aur internal assessment par depend karta hai. Cashback, fees, welcome offers aur other benefits ke terms aur conditions apply hote hain aur bank ke according change ho sakte hain. Apply karne se pehle latest official terms check karein.

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