Scapia Federal Bank Credit Card Review 2026: Lifetime Free Card with Zero Forex Markup & Unlimited Lounge Access If you are looking for a lifetime free credit card that offers premium travel benefits, zero forex markup, airport lounge access, and valuable rewards, the Scapia Federal Bank Credit Card is one of the strongest options available in India. This credit card is specially designed for travelers, online shoppers, professionals, and people who frequently make digital payments. Unlike many premium cards that charge annual fees, the Scapia Credit Card comes with zero joining fee and zero annual fee , making it an attractive choice for first-time as well as experienced credit card users. One of the biggest highlights of this card is its 0% forex markup , allowing users to save money on international transactions. Along with that, eligible users can also enjoy domestic airport lounge access, airport shopping and dining benefits, and earn Scapia Coins that can be redeemed...